Three core programs, designed around the real ways business debt piles up. Pick the one that fits, or talk to us about a custom mix.
Daily ACH withdrawals don't pause while you wait. Our streamlined process gets you from application to payoff in days, not weeks.
Apply in minutes, get an initial review the same day. No waiting weeks while the bleeding continues.
Once you’re enrolled, our attorney network moves to halt daily ACH withdrawals through proper legal channels — usually within the first week or two.
Intake takes a simple application and recent bank statements — no exhaustive document hunt.
Resolve stacked merchant cash advances through attorney-negotiated settlements. Halt daily ACH withdrawals and replace them with a single structured monthly program payment. Designed specifically for business owners stuck on the MCA treadmill.
Resolve high-interest business credit cards and revolving lines through negotiated settlements. End the minimum-payment treadmill with a single structured program payment and a clear resolution date.
For business owners juggling term notes, equipment financing, or SBA debt alongside other obligations, our attorney team reviews whether each balance can be addressed through negotiation, workout, or restructure. SBA-backed obligations follow different rules than commercial debt — we’ll be straight with you about what’s realistic.
A side-by-side look at our three core programs so you can see what works best.
|
Most Common
MCA Consolidation
|
Revolving Debt
|
Term & SBA
|
|
|---|---|---|---|
| Max Amount | $500,000 | $250,000 | $500,000 |
| Time to Initial Relief | 1–2 weeks | 2–4 weeks | Varies |
| Program Length | 12–36 months | 12–48 months | Case-by-case |
| Payment Frequency | Weekly or monthly | Monthly | Monthly |
| Credit Pull | Soft pull | Soft pull | Soft pull |
| Stops Daily ACH | ✅ Yes | N/A | N/A |
| Best For | Stacked MCAs, daily ACH stress | High-interest cards & lines | SBA, term, equipment debt |
5-minute application. No paperwork, no hassle, no hard credit pull.
Same-day eligibility review. We look at your full picture, not just a score.
See your projected monthly program payment, length, and how each obligation will be addressed.
Your attorney team begins legal representation and creditor negotiation. Daily ACH is typically halted in the first week or two.
Apply in minutes. No hard credit pull. Quotes in hours, not weeks.